FAQ
Empowering your financial journey, one question at a time.
Unlike banks that are limited to their own products, as a mortgage broker, I can offer you a wide selection from various lenders. This means we can find the best fit for your unique financial situation, often with more competitive rates and flexible terms.
First-time homebuyers have various options available, including special programs and incentives that can make homeownership more affordable. We’ll work together to explore all these options and find one that fits your budget and lifestyle.
Absolutely, it is possible to get a mortgage if you’re self-employed or have a non-traditional income. Lenders increasingly recognize the diversity of modern income sources and offer various options for those with non-traditional employment. As a self-employed individual or someone with an unconventional income stream, you may need to provide more comprehensive documentation to verify your income. This can include tax returns, profit and loss statements, and bank statements. Lenders will look at your income stability, credit history, and the viability of your business or income source to determine your eligibility.
Reverse mortgages can be a safe and effective way for seniors to access their home equity without selling their home. It’s important to understand how they work and the terms involved. I provide clear, comprehensive advice to ensure you make an informed decision that benefits your retirement years.
Don’t worry if you’ve faced rejection in the past. I specialize in finding solutions where others couldn’t, exploring a wide range of lenders and products to find one that suits your specific financial situation.